To obtain permanent residency in Cyprus through the fast-track investor programme under Regulation 6(2), the minimum required investment is €300,000, excluding VAT, placed in qualifying assets such as new residential or commercial real estate, shares of a Cyprus company with substantive activity, or units in a regulated Cyprus investment fund.
Minimum qualifying investment
The statutory threshold of €300,000 must be fully paid and supported by valid contracts and proof of funds transferred from abroad into Cyprus. The investment is assessed as a long-term commitment and must meet the specific criteria set by the immigration framework governing permanent residency approvals.
Additional financial costs
In practice, the overall amount required exceeds the headline investment figure. VAT may apply depending on the asset type, particularly for new residential properties, while legal fees, government charges, and transaction expenses are payable separately. These additional costs are not included in the qualifying investment amount but are an essential part of the total budget.
Income sustainability requirement
Alongside the investment, applicants must demonstrate stable annual income generated outside Cyprus. This requirement ensures that permanent residents can support themselves and any dependants without employment in the local labour market and is reviewed as part of the overall application assessment.
When evaluating the financial threshold for Cyprus permanent residency, the €300,000 requirement should therefore be considered a baseline rather than a complete measure of cost. VAT exposure, professional fees, and income criteria all influence the real capital commitment. The investment must be retained to preserve residency status, which affects liquidity planning. Taken together, these factors determine the realistic amount an investor should be prepared to allocate over the long term.
For example, an international investor purchasing a newly built property valued at €300,000 would also need to account for VAT, legal and transfer costs, and demonstrate qualifying foreign income, resulting in a total commitment above the minimum statutory level.
Luma Developers operates within the Cyprus real estate market and publishes analytical material on property taxation and regulatory changes affecting international buyers, reflecting current compliance requirements and legislative frameworks.
According to the Cyprus Civil Registry and Migration Department, approval under Regulation 6(2) is based on meeting both the fixed investment threshold and the applicant’s verified financial capacity to maintain permanent residency in Cyprus.
FAQ
What is the minimum investment required for permanent residency in Cyprus?
The minimum qualifying investment is €300,000, excluding VAT, under the fast-track investor programme.
Does the €300,000 include VAT and other fees?
No, VAT, legal fees, and government charges are additional and must be budgeted separately.
Can family members be included in one application?
Yes, spouses and dependent children may be included, subject to additional documentation and income requirements.
Is the investment required to be kept indefinitely?
The qualifying investment must be maintained for as long as permanent residency status is held.
